Ramadan is not just a month of blessing; it is also the month of “Giving” in Saudi Arabia. Every year, remittance apps fight to get your attention by offering free transfers and insane prizes like Lexus cars or Gold bars.
In 2026, the competition is fierce. If you send money today without checking these offers, you are missing out on a chance to become a millionaire.
| App Name | Key Offer (2026) | Grand Prize | Fees |
|---|---|---|---|
| STC Pay | Daily Cash Draw | 🚗 Luxury Car (Weekly) | Zero (Selected Countries) |
| Urpay | Guaranteed Cashback | 100,000 SAR (End of Month) | Low / Zero |
| Mobily Pay | Free Wallet Transfer | 📱 iPhone 17 Pro | ✅ 0 SAR |
1. STC Pay: The “Million Riyal” Challenge
STC Pay usually goes big. This Ramadan, they are focusing on “Zero Transfer Fees” for specific countries (Bangladesh, India, Pakistan).
- ** The Offer:** Send money anytime during Ramadan and pay 0 SAR fees.
- The Prize: Daily draw for 10,000 SAR and a weekly draw for a luxury car.
- Condition: Minimum transfer amount is usually 500 SAR.
Confused between wallets? Read our battle -> STC Pay vs Urpay: Who Pays More?
2. Urpay: Cashback is King
While others give prizes, Urpay gives guaranteed cash.
- The Offer: 1% to 5% instant cashback on international transfers.
- Why it’s better: Lottery prizes are luck-based, but cashback is guaranteed money in your pocket.
- Limit: Usually capped at 50 SAR per transaction.
3. Mobily Pay: The New Contender
Mobily Pay is trying to steal customers from STC Pay in 2026.
- The Offer: Completely free transfers to “mobile wallets” (like bKash, JazzCash, Gcash).
- Bonus: They often send 10 SAR extra to the receiver as an Eidi gift.
Need a bank account to link these apps? Check -> How to Open Bank Account Online
How to Maximize These Offers?
Don’t just blindly send money. Follow these tricks:
- Split Your Transfers: If STC Pay gives a raffle entry for every transfer, split your 2000 SAR into two transfers of 1000 SAR. You get double chances to win.
- Check the “Cut-off” Time: Ramadan draws usually happen at midnight. Send money before 11:59 PM to enter that day’s draw.
- Update Your App: These offers only show up on the latest version of the app.
Frequently Asked Questions (FAQs)
Q1: Are these “Win a Car” offers real?
A: Yes, they are 100% real and regulated by the Ministry of Commerce in Saudi Arabia. Winners are announced on their official Twitter (X) accounts.
Q2: Which app has absolutely ZERO fees this Ramadan?
A: Mobily Pay and Urpay are currently offering zero fees for wallet transfers (bKash/Gcash). STC Pay has zero fees for bank transfers to specific countries.
Q3: Can I participate if I send money from my salary card?
A: Yes, as long as you use the specific app (STC Pay/Urpay) to send the money, you are eligible. Direct bank transfers usually don’t have these prizes.
